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General Liability Insurance

General Liability Insurance

General Liability Insurance

General liability insurance protects you from medical expenses and attorney fees resulting from bodily injuries, personal injury, and property damage for which your business may be legally responsible. Moreover, it can be considered as comprehensive business insurance, though it does not cover all risks a business may face.

General Liability Insurance
General Liability Insurance

Coverage for General Liability Insurance

Bodily Injury

It covers you if you cause physical damage to others. Also, general liability insurance covers you against allegations from somebody who was harmed on your business premises. Furthermore, it can also protect you from their medical expenses and for income that they lost while they are recovering from the damage and for the suffering and pain due to the accident.

Medical Payments

It pays for medical expenses incurred by a 3rd party for an injury sustained in an accident that happens within your business premises. Moreover, it includes a general liability policy and applies regardless of who’s at fault. Furthermore, this coverage compensates the injured person for his expenses without a lawsuit.

Property Damage

It can help cover the costs of damage that your business causes to another person’s property.

Learning more about General Liability Insurance

Factors That Affect the Cost of General Liability Insurance

  • Businesses paying some of the most excellent rates of general liability coverage which includes manufacturing, construction, wholesale and retail.
  • Organizations offering less unmistakable administrations of experts and counseling. Such as accounting, advertising, management consulting, web development. Also, it will probably pay fundamentally less for this sort of policy.
  • Some insurance companies that offer a discount are much more likely to be harmful to home-based businesses.
  • Size of your business as well as the agreement you customize as much as possible and deductibles.
  • Many insurers may pay for discounts from businesses that use significant risk management systems.

General Liability Insurance- Different levels of coverage in a policy.

  • Coverage of premises that protects the business from lawsuits that happen during regular business activities at the specific location of the business.
  • Bodily injury and property damage arising from finished products.
  • It is possible to purchase additional liability coverage to cover lawsuits that reach the General Liability Insurance policy.

The difference between Claims-made policy and an Occurrence policy

Claims-made policy

A claims-made policy provides coverage over a specific period and protects claims made over that period, even if the claim event occurred at a different time.

Occurrence policy

The occurrence policy is different in that it protects claims because the claim event occurred over a specified period and does not cover claims resulting from claim events that occurred before the policy came into effect.

  • Businesses that pay some of the most astounding rates for general liability insurance that incorporate construction, wholesale and retail, manufacturing.
  • Organizations that offer less unmistakable expert and counseling administrations. Such as accounting, advertising, management consulting, web development will probably pay fundamentally less for this sort of policy.
  • Some insurance companies that offer a discount for home-based businesses are more likely to be less dangerous.
  • Size of your business and as far as possible and deductibles of the arrangement you select.
  • Size of your business and as far as possible and deductibles of the arrangement you select.

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Company informations

2072 Orchard Dr. Suite A-2
Newport Beach
CA 92660

Contact details

E-mail address:
info@businessinsurance-sandiego.com

(844) 234-5600

Available Time: 9am to 5pm Monday to Friday